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  • AMERICAN MINORITIES & BAD CREDIT

    RACIAL DISPARITIES IN CREDIT

    • In a recent $1.3 million dollar study carried out by Freddie Mac, several surprising differences in credit score’s between Caucasians and African Americans were revealed. The study carried out a comparison of credit scores of members of different ethnicities. Results showed that Caucasians who earn less than $25,000 annually were likely to have higher credit scores than African Americans who earn from $65,000 to $75,000 per annum. Overall, the study found these results based on ethnicity to have poor credit